Loan Programs
Private financing options for acquisitions, renovations, construction projects, rental properties, and multifamily investments.
Financing for Different Investment Strategies
Choose a program below to learn more, or submit the complete scenario if you are uncertain which structure best fits the property.
Fix & Flip Financing
Short-term financing for investors purchasing, refinancing, or renovating residential investment properties with a defined resale or refinance strategy.
- Purchase and eligible renovation costs
- Leverage reviewed against after-repair value
- New and experienced investors may qualify
- Interest-only structures may be available
Bridge Loan Financing
Short-term financing for qualifying stabilized investment properties when acquisition speed, refinancing, cash-out, or additional time is needed.
- Purchase, refinance, and eligible cash-out
- Financing based primarily on current property value
- Defined sale or refinance exit strategy
- Interest-only options may be available
Ground-Up Construction
Financing consideration for non-owner-occupied residential construction projects from land acquisition through completion.
- Land acquisition may be considered
- Eligible construction costs funded through draws
- Experience affects leverage and eligibility
- Mid-construction projects may be reviewed
DSCR Rental Financing
Long-term financing for qualifying rental properties based primarily on property cash flow rather than traditional personal employment income.
- Purchase and refinance options
- Eligible cash-out transactions
- Long-term fixed and adjustable structures
- Interest-only options may be available
Multifamily Financing
Short-term, long-term, renovation, and selected construction financing options for multifamily investment properties.
- Stabilized and value-add properties
- Purchase, refinance, and eligible cash-out
- Property income and expenses reviewed
- Selected mixed-use properties may qualify
Not Sure Which Program Fits?
That is perfectly fine. Submit the property, requested financing, borrower profile, and investment strategy. We will review the scenario before determining which program may be appropriate.
Submit Your Scenario →Start With Your Investment Strategy
This general comparison can help identify the most likely starting point. Final program selection depends on the complete scenario.
A Clear Path From Scenario to Closing
Start with the essential details. More extensive documentation is requested only when the scenario moves forward.
Submit the Deal
Provide the property, requested financing, borrower profile, project details, timing, and investment strategy.
Review Potential Programs
We compare the scenario against available structures and request clarification when needed.
Complete Due Diligence
The selected lending partner completes valuation, underwriting, title, documentation, and final approval.
One Property May Have More Than One Financing Path
Program selection is not always obvious. A rental property may first need bridge or renovation financing before qualifying for a long-term DSCR loan.
A construction project may be completed for resale or transitioned into rental financing. Multifamily properties may need short-term stabilization before moving into a long-term structure.
Let Us Review the Scenario →Loan Program FAQs
Helpful information before choosing a program or submitting a financing scenario.
How do I know which program to select?
Choose the program that most closely matches the property’s current condition and your intended strategy. If you are uncertain, choose “Not Sure” on the Submit a Deal form and describe the transaction.
Can I submit a deal that does not fit the published guidelines?
Yes. Published guidelines provide a general starting point, but available programs can change and each scenario is reviewed individually. Submission does not guarantee financing.
Are these programs for primary residences?
No. These are business-purpose financing programs intended for qualifying non-owner-occupied investment properties and real estate projects.
Can new investors qualify?
New investors may qualify under selected programs. Experience can affect leverage, pricing, liquidity requirements, eligible project scope, and overall approval.
Can I submit a scenario as a broker?
Yes. The Submit a Deal form allows you to identify yourself as a broker or loan originator and provide the borrower’s information, brokerage details, and requested compensation.
Is submitting a scenario a commitment to lend?
No. A scenario submission is only a request for preliminary review. All financing is subject to due diligence, underwriting, property eligibility, and final approval by the lending partner.
Ready to Discuss a Property or Project?
Submit the financing request and investment strategy for a preliminary program review.
Borrowers Capital LLC is a private lending broker and capital placement resource, not a direct lender. Program availability, rates, terms, fees, leverage, loan amounts, and approvals are subject to lender guidelines, borrower qualifications, property type, project scope, location, market conditions, due diligence, underwriting, and final approval. This website does not constitute a commitment to lend or an offer of credit.