Term: 9-month loan with 3-month optional extension (extension fees apply).
Loan Amount: $100k – $1.25M
Points: As low as 3.0%
No application fee
Loan Criteria
FICO score 650 = 65% ARV
This Fix-to-Flip loan is ideal for experienced flippers with a credit score of 650+ looking for a no-down-payment solution. With no income verification required, this loan covers 100% of the purchase price and renovation costs, up to 75% ARV, allowing you to maximize your cash flow. Unlike many other private lenders, we offer full financing, making this one of the most unique private real estate lending products available.
Fix and Flip Loans are short-term financing solutions designed to help real estate investors purchase, renovate, and sell residential properties within a 12-month period. These loans are ideal for investors looking to acquire distressed or foreclosed homes at lower prices, with the goal of quickly rehabbing and reselling them for a profit.
Unlike conventional construction loans that can take years to complete, these short-term fix and flip loans allow borrowers to close on their property in just 30 days. This means they have less time to waste waiting for funding while also being able to move forward with renovations immediately after closing.
If you’re an experienced real estate investor looking for financing options that will get your project done faster than ever before, then this is the right type of loan for you!
PROPERTY TYPES
Non-Owner Occupied 1-4 Family Real Estate
Condos
Townhomes
5+ Unit Apartments
Mixed-Use Properties
LTV
Up to 90% of the Purchase Price + 100% of the Renovation Cost
Not to Exceed 75% of the ARV
TERM
12 – 18 Months
LOAN AMOUNT
$50k – $2M for 1-4 Family, Condos, & Townhomes
$100K – 10M for Multi-Family (5+)/Mixed-Use
MINIMUM FICO
660
EXPERIENCE
No experience needed
Rental Property Financing can be complex, and a poor strategy can lead to significant costs. At Quickline Capital Partners, our specialists have extensive experience working with investors, flippers, and realtors to finance commercial property acquisitions, renovations, and refinancing. We have the expertise you need to expand your real estate portfolio with confidence.
Whether you’re looking to purchase or renovate a single-family home or multi-unit property, or refinance for better terms, we’re here to help. Contact us to explore your financing options or submit your information through our website for a free, no-obligation report tailored to your needs.
PROPERTY TYPES
Non-Owner Occupied 1-4 Family Real Estate
Condos
Townhomes
5+ Unit Apartments
Mixed-Use Properties
LTV
Purchase:
Up to 80% of the Purchase Price
Refinance:
Up to 80% of the As-Is Value
Cash-Out:
Up to 75% of the As-Is Value
PROPERTY VALUE
“As Is” Appraised Value Must Be $100k or Greater
LOAN AMOUNT
$55K – $2M
DEBT SERVICE COVERAGE RATIO (DSCR)
0.75
AMORTIZATION OPTIONS
30-Year Fixed
Hybrid ARMS (5/1, 7/1, 10/1)
Interest-Only Options Available
MINIMUM FICO
660
EXPERIENCE
No experience needed
Our short-term rental loan program is a leading solution for cash-flowing investment properties. Whether you’re expanding your portfolio or refinancing to cash out equity, we have the right loan for you. As a top provider of financing for short-term rental properties, including Airbnbs, VRBOs, and vacation homes, we offer flexible and highly competitive terms to close deals efficiently.
From first-time investors to seasoned professionals looking to grow quickly, we provide tailored solutions with a fast, easy, and efficient process. We’re confident we can find the perfect loan to meet your needs.
PROPERTY TYPES
Non-Owner Occupied 1-4 Family Real Estate
Condos
Townhomes
LTV
Purchase:
Up to 80% of the Purchase Price
Refinance:
Up to 80% of the As-Is Value
Cash-Out:
Up to 75% of the As-Is Value
PROPERTY VALUE
“As Is” Appraised Value Must Be $100k or Greater
GUIDE
AirDNA
LOAN AMOUNT
$100k – $2M
DEBT SERVICE COVERAGE RATIO (DSCR)
0.75
AMORTIZATION OPTIONS
30-Fixed & Interest-Only Options Available
MINIMUM FICO
660
EXPERIENCE
No experience needed
Borrowers Capital specializes in hard money construction loans designed for developers working on residential projects. Whether you’re demolishing an existing structure to build new or purchasing land for future construction, our New Construction Program is the ideal solution. In construction, having a fast and dependable financing partner is crucial.
At Borrowers Capital, we’re committed to exceptional service, ensuring construction draws are processed within 48-72 hours. Timely payments to contractors are key to project success, and we’re ready to support your next venture as your trusted financial partner.
PROPERTY TYPES
Non-Owner Occupied 1-4 Family Real Estate
Multi-Family Properties
Townhomes
TOTAL LTC
Up to 90% LTC
PROPERTY VALUE
$150k As-Completed Value
LOAN AMOUNT
$100K – $3.5M
TERM
12 – 24 Months
MINIMUM FICO
660
EXPERIENCE
1 Rehab Completed
We offer flexible and dependable financing solutions for real estate acquisitions, refinances, construction, and commercial loans. Whether you’re expanding your portfolio or starting a new project, we have the options to meet your needs!
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